Reglex Limited, Reglex (Hong Kong) Limited and Reglex Pte Limited (collectively, “Reglex”) is a compliance industry focused hub offering solutions driven by Artificial Intelligence and Machine Learning. These terms and conditions of use of our Site (“Terms”) apply to any person (“you” or “your”) accessing or using the website https://www.reglex.io (“Site”), operated by Reglex. By checking the “I have read and agreed to the User Agreement” box on the Site, you confirm that you accept the Terms and that you agree to comply with them. Other terms that may apply to you

These Terms refer to the following additional terms, which apply to your use of the Site:

• (a) Our Privacy Policy

Account, Password and Security
Access to certain parts of this Site requires you to register an account with Reglex. You may access those certain parts of the Site using your username and password, set up by you.

Your account is personal to you and is not transferable. If you choose, or are provided with, a user identification, password or any other piece of information as part of Reglex’s security procedures, you must treat such information as confidential. You must not disclose it to any third party.

You agree to take all responsibility for all statements made, all acts or omissions that occur and all activities that take place under or through your account, and to notify us immediately upon you becoming aware of, or if you believe there has been, any unauthorised use of your account or any other breach of security for any of your information stored on the Site.

You may not use anyone else’s account or password at any time. Reglex cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations.

Reglex reserves the right to take any action, including disabling any user identification or password, whether chosen by you or allocated by use, at any time, if:

• (a) we deem appropriate upon receiving notification from you of unauthorised use of your account or a breach of security; or
• (b) In our reasonable opinion, you have failed to comply with any of the provision of these Terms.

Limitation of Liability.
All original material produced by Reglex including but not limited to Enforcement News, Enforcement Notices, Podcasts and Reggie's Column "Content" of the Site are provided on an “as is” basis without warranties of any kind. To the fullest extent permitted by law, Reglex does not warrant and hereby disclaim any warranty:

• (a) as to the accuracy, correctness, reliability, timeliness, non-infringement, title, merchantability or fitness for any particular purpose of the Contents of this Site; and
• (b) that the Contents available throughout this Site or any functions associated therewith will be uninterrupted or error-free, or that defects will be corrected or that this Site and the server will be free of all bugs, viruses and/or other harmful elements.

To the fullest extent permissible by law, Reglex, its affiliates , officers, directors and employees shall not be liable for any damage or loss of any kind, howsoever caused as a result of reliance on the Contents contained or available from this Site. In the event that Reglex is held liable, you agree that the liability of Reglex will be limited to the total fees paid for its services provided under the Site.

The Contents of this Site do not constitute financial, legal or other professional advice. If financial, legal or other professional advice is required, services of a competent professional should be sought.

You are responsible for configuring your information technology, computer programmes and platform to access the Site. You should use your own virus protection software.

Although we make reasonable efforts to update the information on the Site, we make no representations, warranties or guarantees, whether express or implied, that the content on the Site is accurate, complete or up-to-date.

Modification, Suspension or Withdrawal
Reglex reserves the right to update or modify the Site from time to time. Reglex does not guarantee that the Site, or any content on it, will always be available or be uninterrupted. Reglex may suspend or withdraw or restrict the availability of all or any part of the Site, including any of the information or material available on the Site at any time without ascribing any reasons.

You are responsible for ensuring that all persons who access the Site through your internet connection are aware of these Terms and any other applicable terms, and that they comply with them.

Intellectual Property
This Site is owned and operated by Reglex.

The materials located on this Site, including but not limited to the information, text, software, photographs, graphics, illustrations, artwork, video, music, sound, names, logos, trademarks, service markets and other material made available on or through this Site (collectively the “Content”) are protected by copyright, trademarks, and other forms of proprietary rights. All rights, title and interest in the Contents are owned by, licensed to or controlled by Reglex.

Use of Materials
If you wish to share the Content from the Enforcement Database outside of your organisation, please seek permission by contacting support@reglex.io

You must not use any part of the Contents of this Site for commercial purposes without obtaining a licence to do so from Reglex or our licensors (as the case may be).

Subject to Reglex reserving the right to withdraw these permissions in relation to any particular user at any time, you are authorised to:

• (a) view and download a single copy of the Content on the Site solely for your personal use, or for use within your organisation; and
• (b) share materials from the News Channels, as well as Podcasts & Videos,

As a condition of your use of this Site, you agree that you will not use the Site for any purpose that is unlawful or prohibited by any applicable laws or the terms, conditions, and notices contained herein. Without limiting the generality of the foregoing, you further agree not to:

• (a) sell or modify all or any part of the Contents for any other purpose;
• (b) except as otherwise provided, repost, republish, upload, transmit, reproduce, display, publicly perform, distribute, exploit, or otherwise use, all or any part of the Contents, including but not limited to the materials from the Enforcement Database outside of your organisation in any way, without the prior written consent of Reglex;
• (c) trespass, break into, access, use or attempt to trespass, break into, access or use any other parts of Reglex’s servers, and/or any data areas for which you have not been authorised to access or use; (d) interfere with or disrupt networks connected to the Site or violate the regulations, policies or procedures of such networks; or
• (e) attempt to gain unauthorised access to the Site, other user’s accounts or passwords, computer systems or networks connected to the Site, through password mining or any other means. If you print off, copy or download any part of the Site in breach of these Terms, your right to use the Site will cease immediately and you must, at our option, return or destroy any copies of the material you have made.

Links to Other Websites
Where the Site contains links to other websites and resources owned and operated by third parties, these links are provided for your information only. Such links should not be interpreted as approval or endorsement by Reglex of those linked websites or information you may obtain from them. Reglex has no control over the contents of those websites or resources. When you click on a third party link, you will leave the Site. Any personal data you submit on the resulting site will not be collected or controlled by us but will be subject to the privacy policy or terms of use of the resulting site.

Reglex cannot and is not responsible for the privacy policies and practices of other linked third party websites, even if you access them using links from the Site. It is recommended that you check the policies of such linked third party websites you visit and contact its owner or operator if you have any concerns or questions.

The Site may contain third party content. You agree that Reglex shall not be responsible or liable for any third party content on the Site or your access or use of any third party content on the Site.

Privacy Policy
Please see our Privacy Policy for further information.

Social Media Policy
Reglex uses social media technologies and platforms in the course of our activities, such as Facebook, Instagram, Twitter and LinkedIn. Social media allows Reglex to communicate with people who share Reglex’s values. The use of social media is primarily used for us to share information, but if any personal data is collected, it will be in line with our Privacy Policy and subject to the terms and guidelines of the relevant social media platform. Although Reglex makes reasonable efforts to comply with the terms and guidelines of the relevant social media platform, Reglex makes no representations, warranties or guarantees, whether express or implied, that it will be in compliance with all up-to-date terms and guidelines of the relevant social media platform. In any event, you are to notify us immediately upon you becoming aware of, or if you believe there has been, any non-compliance with such terms and guidelines.

Notwithstanding the conditions set out in the Intellectual Property & Use of Materials section, you are permitted to share information that is disseminated via Reglex’s social media platforms, provided that

• (i) Reglex’s name remains visible;
• (ii) you do not modify the information and/or material in any way, shape or form.

These permissions do not extend to any third party material that may be shared by Reglex to its social media platforms.

Cookie Notice
Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your web browser that enables the sites or service providers systems to recognise your browser and capture and remember certain information.

We use cookies to understand and save your preferences for future visits, keep track of advertisements and compile aggregate data about the Site. We may contract with service providers to assist us in analysis of site visit data on the basis that any shared information is confidential and private.

If you have any specific questions or concerns about cookies, please contact us at support@reglex.io

Amendments to the Terms
Reglex may revise these Terms from time to time by updating or revising this posting with the revised terms and conditions of use of our Site (“New Terms”). The New Terms will take effect as at the date of its posting. It is your responsibility to check this posting every time you wish to use the Site to ensure you understand the Terms and/or New Terms that apply at that time. Your continued use of the Site constitutes your acknowledgement and acceptance of such changes.

Governing Law and Dispute Resolution
These Terms will be governed and construed in accordance with the laws of Singapore . By checking the “I have read and agreed to the User Agreement” box on the Site, you and Reglex agrees or are deemed to have agreed that the Singapore courts will have exclusive jurisdiction.

In the event of any dispute between Reglex and you (the “Parties”) in connection with or arising out of these Terms, the Parties shall attempt in good faith to resolve the dispute by arbitration. The dispute would be heard before a panel of one (1) arbitrator in Singapore at the Singapore International Arbitration Centre (“SIAC”) and in accordance with its Arbitration Rules for the time being in force which rules are deemed to be incorporated by reference into this clause. English shall be the official language for the arbitration.

The arbitrator shall be appointed jointly by the Parties and if the Parties cannot agree on the identity of the arbitrator within [thirty (30)] days of the Parties’ mutual decision to refer the matter to arbitration, then the President of the Court of Arbitration of the Singapore International Arbitration Centre shall be requested to appoint the arbitrator.

The award rendered by the arbitrator shall be final and binding on the Parties and may include costs, including a reasonable allowance for counsel/solicitors’ fees, and judgment thereon may be entered in any court having competent jurisdiction.

The Parties agree that they shall at all times keep information acquired in connection with or arising out of the arbitration process confidential, except for information which either Party may be entitled or bound to disclose under compulsion of law or where requested by regulatory agencies, or to their professional advisers where reasonably necessary for the performance of their professional services.

General
A failure by Reglex to exercise or enforce any rights conferred upon Reglex by these Terms shall not be deemed to be a waiver or variation of any such rights or operate so as to bar the exercise or enforcement thereof at any subsequent time or times.

If any provision of these Terms is held to be unlawful, invalid or unenforceable, that provision shall be deemed severed and the validity and enforceability of the remaining provisions of these Terms shall not be affected.

A person who is not a party to these Terms and Conditions shall have no right under the Contracts (Rights of Third Parties) Act 2001 to enforce any of these Terms and Conditions, and the application of the Contracts (Rights of Third Parties) Act 2001 is expressly excluded.

You agree that Reglex can transfer and/or assign its rights and obligations under these Terms to any company, firm or person. You may not transfer your rights or obligations under these Terms to anyone else.

Questions & Contacting Reglex
If you have any questions about these Terms, please contact us at support@reglex.io

21st February 2023